separator Errors & Omissions Program Enrollment


Get a Premium Indication

For questions regarding the E&O Program, please contact us.

For more information please see a copy of the E&O policy

For a copy of your Certificate of Insurance, please submit your request here: Certificate Request

Legacy Full Circle - Errors & Omissions (E&O) Insurance Program

We are committed to your career success. Our goal is to continually offer outstanding services that will help you build and protect your business

We are pleased to offer a competitively priced, comprehensive E & O program specifically tailored to you, the life insurance agent. No longer do you need to subject yourself to the confines of group sponsored E & O programs.

Get a Premium Indication

Covered activities include Benefits of enrolling in the E & O Program
Sale or attempted sale or servicing of:
  • Life Insurance
  • Accident & Health Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Fixed Annuities
  • Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans
  • Variable Products (optional)
  • Mutual Funds (optional)
  • Financial Planning incidental to the sale of the above products
  • Comprehensive coverage for your life insurance, variable product and mutual fund business (see Coverage Highlights for more detail)
  • No membership fees - You do not have to have a membership or appointment
  • Quality Carrier - Atlantic Specialty Insurance Company (an admitted carrier rated A+ XV by A. M. Best)
Data Breach Coverage is included with a $25,000 sub-limit of liability per Agent
$100,000 Named Insured Per Wrongful Act Limit / $1,000,000 Master Policy Aggregate Limit for any claim where premium financing is a component.

For further information regarding coverage, policy exclusions and claims reporting, please refer to the Coverage Highlights and the FAQs.

For questions regarding the E&O Program, please contact:

Richard Huynh 949-349-9855 or Email:
Suzie Wittmann 949-349-9822 or Email:

To request a Certificate of Insurance please go to: Certificate Request

Arthur J. Gallagher & Co. Insurance Brokers of California, Inc.
18201 Von Karman Ave, Suite 200
Irvine, CA 92612
(800) 532-0327
CA License # 0726293

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